
We can, as advisers, in this specialist area help identify if there is an eligibility for benefits and if the estate can afford to self-fund the care required for the individual or couple and more importantly the care chosen to meet those requested and deemed to be the most beneficial, comfortable and rehabilitating, be it for a term until recovery or for life.
As specialist in this area we can help you identify your options to provide the finance to pay for care at the right place for the lifetime of the couple or individual. We are able to explain, advise and implement the use of financial products that may provide a solution to preserving some wealth and reducing inheritance tax for the intended beneficiaries, whilst ensuring capital does not run out during the person’s life time posing a threat to changing to local authority funding and not being able to remain in the care home of choice.